Home ownership coaching "dream to home"(tm) program
BECOMING A HOME BUYER -- STEP 1
Most Homebuyer coaching and counseling workshops are currently being held online. Your first step is to sign up for an orientation. SCAN the QR CODE and you will receive an email with a link to attend an orientation session. Your next step is to sign up for an 8-hour Home Buyer Coaching and Counseling Course that will take place virtually in a 2 hour webinar ON 4 various days. DATES will be provided.
Please SCAN the “QR CODE” TO REGISTER for the ONLINE HOMEBUYER COACHING ORIENTATION. SCHEDULED FOR DEC 4TH 2024.
Please call (464.231.4059) or email info@fodvc.org with any questions or concerns. Once you’ve completed your online coaching webinar, you can call or email to schedule an IN-PERSON ONE-ON-ONE HOUSING COACHING SESSION which is required for a course certificate. Please have patience with our housing coaching staff—at this moment, we are booking appointments two to three weeks out. Thank you!
BECOMING A HOME BUYER -- STEP 2
Homebuyer COACHING Course - "DREAM TO HOME"
Most classes are online and offer a live and local version of our Home Buyer COACHING SESSIONS on Wednesday and Thursday both in the evenings from 6:00 pm to 8:00 pm. FODVC also holds an in-person class on some Saturdays, both in English and in Spanish. This local version will include local lenders, home inspectors and insurers and will allow for questions throughout the sessions.
FODVC also the founder and host the first and only Illinois Home Buyer Roadshows featuring lenders with downpayment assistance programs and various Home buyer resources, traveling to various communities throughout Cook County and DuPage County. If you would like to volunteer or want the Roadshow to come to your community, call us at 312.970.9036.
Our 8-hour Homebuyer COACHING course teaches the key aspects of purchasing a home including:
- Understanding Credit & Developing a Monthly Budgeting
- Credit Repair Counseling
- Mortgage Options & How to Avoid Predatory Lending
- Realtor Relationships & How to Make an Offer
- Purchase Contracts
- Homeowner’s Insurance
- What to Expect at Closing
- Responsibilities of Homeownership
Online Classes are offered during the evenings on Wednesdays and Thursdays, in four, 2-hour sessions. Our trained Coaching partners incorporate popular current issues, such as sub-prime and predatory lending, foreclosure, how to obtain free credit reports, energy saving tips, and other relevant topics into the online webinar discussions.
You will also be required to meet virtually or in-person one-on-one with a housing Coach who will help you review your credit report, create a spending plan, help repair your credit, decrease debt, and establish savings to become mortgage ready.
After completing the 8-hour Homebuyer COACHING Course, first-time homebuyers can be eligible to apply for CLOSING COST ASSISTANCE -- available through a grant provided by donors to FODVC.
DREAM TO HOME Homebuyer Coaching Webinar: $25/person or $50/couple for weekday classes, $50/person or $75/couple for Saturday classes.
REGISTER FOR STEP 2
ADD THE AMOUNT OF YOUR SELECTED WEBINAR AFTR CLICKING ON THE REGISTER BUTTON.
BECOMING A HOME BUYER -- STEP 3 - 1-on-1 coaching
- Determine where you are on your path to homeownership
- Review and understand your credit report and score
- Create a monthly budget and set savings goals
- Work with your creditors to repair your credit and decrease your debt
- Calculate how much home you can afford
- Establish a personalized home buying plan
Post-purchase coaching is available for interested homeowners to help them understand how to navigate homeownership and how to address home maintenance needs, utility bills, budgeting for repairs, and avoiding predatory refinancing schemes that can put continued homeownership in jeopardy.
CALL 312.970.9036 FOR YOUR COACHING SESSION (MUST complete Steps 1 and 2)